SUBCHAPTER 9E ‑ MORTGAGE LOANS: SHARE LOANS AND LOAN EXPENSES

SECTION .0100 ‑ MORTGAGE LOANS

04 NCAC 09E .0101          MANNER OF MAKING LOANS: SECURITY REQUIRED

04 NCAC 09E .0102          DIRECT REDUCTION OF PRINCIPAL

04 NCAC 09E .0103          INSURED AND GUARANTEED LOANS

04 NCAC 09E .0104          APPRAISALS

04 NCAC 09E .0105          LOANS TO ONE BORROWER

04 NCAC 09E .0106          PURCHASE OF LOANS

04 NCAC 09E .0107          LOANS FOR IMPROVEMENT: REPAIRING AND EQUIPPING

04 NCAC 09E .0108          APPRAISALS WITH RESPECT TO SUPERVISORY EXAMINATIONS

04 NCAC 09E .0109          RECORDS WITH RESPECT TO MORTGAGE LOANS

04 NCAC 09E .0110          SALE OF LOANS

04 NCAC 09E .0111          ADVANCES FOR TAXES AND INSURANCE PREMIUMS

History Note:        Authority G.S. 24‑1.2; 54‑19; 54‑20; 54‑21; 54‑21.1; 54‑21.4; 54‑24; 54‑24.1;

54‑33.1; 54‑33.2; 54A‑3; 54A‑18; 150B‑12; 54‑33.2;

Eff. February 1, 1976;

Amended Eff. December 15, 1980; September 1, 1980; July 16, 1979; June 15, 1978;

Repealed Eff. August 31, 1981.

SECTION .0200 ‑ SHARE LOANS

04 NCAC 09E .0201          GENERAL PROVISIONS

04 NCAC 09E .0202          COLLATERAL FOR SHARE LOANS

History Note:        Authority G.S. 54‑19; 54‑24; 54‑24.1; 54‑33.2;

Eff. February 1, 1976;

Repealed Eff. August 31, 1981.

04 NCAC 09E .0203          ACCEPTABILITY OF STOCK AS SECURITY

History Note:        Authority G.S. 54‑19; 54‑24; 54‑24.1; 54‑33.2; 54A‑3; 54A‑18; 150B‑12;

Eff. April 15, 1980;

Amended Eff. May 15, 1981;

Repealed Eff. August 31, 1981.

SECTION .0300 ‑ LOAN EXPENSES

04 NCAC 09E .0301          FEES AND CHARGES

04 NCAC 09E .0302          SETTLEMENT STATEMENT

History Note:        Authority G.S. 24‑1; 24‑1.1; 24‑1.1A; 24‑1.2; 24‑8; 24‑10; 54‑24; 54‑24.1; 54‑33.1;

54‑33.2; 54A‑3; 54A‑18; 150B‑12;

Eff. February 1, 1976;

Amended Eff. August 10, 1979;

Repealed Eff. August 31, 1981.

04 NCAC 09E .0303          SELECTION OF ATTORNEY

History Note:        Authority G.S. 54‑24; 54‑24.1; 54‑33.2;

Eff. October 1, 1977;

Repealed Eff. August 31, 1981.

SECTION .0400 ‑ ALTERNATIVE MORTGAGE INSTRUMENTS

04 NCAC 09E .0401          GENERAL PROVISIONS

04 NCAC 09E .0402          GRADUATED PAYMENT MORTGAGE

04 NCAC 09E .0403          VARIABLE RATE MORTGAGE

History Note:        Authority G.S. 45‑75; 54‑20; 54‑24; 54‑24.1; 54‑33.2; 54A‑3; 54A‑18; 150B‑12;

Eff. July 16, 1979;

Amended Eff. April 15, 1980;

Repealed Eff. August 31, 1981.

04 NCAC 09E .0404          REVERSE‑ANNUITY MORTGAGE

04 NCAC 09E .0405          ROLL‑OVER MORTGAGE

History Note:        Authority G.S. 24‑1.1A; 45‑75; 54‑20; 54‑24; 54‑24.1; 54‑33.2; 54A‑3; 54A‑18;

150B‑12;

Eff. April 15, 1980;

Amended Eff. September 1, 1980;

Repealed Eff. August 31, 1981.

04 NCAC 09E .0406          FIXED‑PAYMENT ADJUSTABLE‑RATE MORTGAGE LOAN

History Note:        Authority G.S. 54‑20; 54‑24; 54‑24.1; 54‑33.2; 54A‑3; 54A‑18; 150B‑12;

Eff. December 15, 1980;

Amended Eff. March 1, 1981;

Repealed Eff. August 31, 1981.

SECTION .0500 ‑ CONSUMER LOANS

04 NCAC 09E .0501          GENERAL AUTHORITY

04 NCAC 09E .0502          DEFINITIONS

04 NCAC 09E .0503          LOANS TO ONE BORROWER

04 NCAC 09E .0504          INTEREST RATES AND OTHER PROVISIONS

History Note:        Authority G.S. 54‑21.2(b); 54‑24; 54‑24.1; 54‑33.2; 54A‑3; 54A‑18; 150B‑12;

Eff. December 15, 1980;

Amended Eff. March 1, 1981; January 14, 1981;

Repealed Eff. August 31, 1981.